What to do to start preparing to buy a house?

Tips for Preparing to Buy TipsStart Saving Early, Decide How Much You Can Afford for a Home, Check and Strengthen Your Credit, Explore Mortgage Options, Research First-Time Homebuyer Assistance Programs, Compare Mortgage Rates and Charges, Get a Pre-Approval Letter, choose a real estate agent carefully. To get pre-approved, you must request it from your lender. The pre-approval process usually involves answering a few questions about your income, your assets, and the home you want to buy. It will also involve a credit check.

To get the best rates on real estate, you'll need to make at least a 20% down payment on a home. Check out these smart ideas to help you save for a down payment. But if that amount is out of reach, don't worry that most people will put less. It's a good idea to make a list of your top priorities, some of which may depend on whether you're looking for a starter home or a forever home and the type of home you're looking for.

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